Huntington Beach
Bankruptcy Attorneys

Bankruptcy Attorneys serving Huntington Beach

Huntington Beach residents who are looking to file bankruptcy can rely on the attorneys at Heston & Heston to help you get out of debt, avoid foreclosure, repossession, and all other creditor collection tactics.

Huntington Beach Bankruptcy Lawyers

About
Huntington Beach

Huntington Beach is a seaside city within Orange County in Southern California.  It is bordered by the Pacific Ocean on the west and has been long known for its long 8.5 miles of beautiful beach, mild climate, and excellent surfing, earning it the nickname of Surf City.  Surf, sand, sun, and subtle sophistication encapsulate what the City of Huntington Beach is all about. 

Named the “Best City to Live in Orange County” by the Orange County Register readers, Huntington Beach offers residents a charming community with ideal weather, a diversified economy overflowing with good jobs, a wide variety of housing, an excellent educational system, boat marinas, numerous parks, and exemplary health care.

Filing Bankruptcy
in Huntington Beach

Every bankruptcy case is unique and depends on not just your financial circumstances, but also where you live and conditions in your community.

Our attorneys have practiced all over Southern California and are familiar with local factors and how trustees view these cases.

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Our bankruptcy services:

Chapter 13 Bankruptcy

If you do not qualify for a Chapter 7 or if you are facing a foreclosure or repossession, a Chapter 13 will allow you to restructure debts and receive a discharge of any remaining debts. Chapter 13 has many advantages of Chapter 7.

Business Bankruptcy

Businesses can file bankruptcy in order to cease operations and liquidate or restructure their debts to continue operating. Business owners can also file bankruptcy when their liability on debts is holding the business back.

What our Orange County Clients have to say...

Federal Law in Huntington Beach

Why it matters where you live...

The Bankruptcy Code is federal law which is applied uniformly throughout the United States. So why would it be different for someone who lives in Huntington Beach?

The Bankruptcy Code can be thought of as a sponge that soaks up other laws to fill in the holes. For instance, the Bankruptcy Code states that all property that a person owns can become property of the bankruptcy estate. However, “property” and “ownership” are not defined in the Bankruptcy Code, so state law is used to determine these property rights. Another very important aspect of where the Bankruptcy Code can be different depending on where you live or have lived is exemptions.

A person filing in California will either use California’s own exemptions, the state exemptions of where they previously lived, or the federal exemptions provided in the Bankruptcy Code. The effect of this can be major – For example, the California homestead exemption is $300,000 to $600,000, whereas the homestead exemption in other states is as little as $0. The homestead exemption for Huntington Beach residents is currently $600,000.

Not only is California law applicable, but also city-level local policy, regulations, and property values play an important role in your bankruptcy case. For example, if the home values in Huntington Beach are increasing or decreasing, this would play a major factor in whether the trustee would seek to liquidate the property.

Heston & Heston has had the pleasure of representing many of Huntington Beach’s residents who have filed bankruptcy.

Contact us for a free consultation today

Huntington Beach zip codes: 90742, 92605, 92615, 92646, 92647, 92648, 92649