Newport Beach
Bankruptcy Attorneys

Bankruptcy Attorneys serving Newport Beach

Newport Beach residents who are looking to file bankruptcy can rely on the attorneys at Heston & Heston to help you get out of debt, avoid foreclosure, repossession, and all other creditor collection tactics.

Newport Beach Bankruptcy Lawyers

About Newport Beach

The City of Newport Beach is located in the coastal center of Orange County, with Los Angeles County to the north and San Diego County to the south. It has an estimated permanent population of 86,738 but during the summer months, the population grows to more than 100,000 with 20,000 to 100,000 tourists daily.

Newport Beach is known for its fine residential areas, modern shopping facilities, strong business community and quality school system. It surrounds Newport Bay where approximately 4,300 boats of all types are docked within the 21-square-mile harbor area. The bay area and the City’s eight miles of ocean beach offer outstanding fishing, swimming, surfing, and aquatic sports activities.

Filing Bankruptcy
in Newport Beach

Every bankruptcy case is unique and depends on not just your financial circumstances, but also where you live and conditions in your community.

Our attorneys have practiced all over Southern California and are familiar with local factors and how trustees view these cases.

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Our bankruptcy services:

Chapter 13 Bankruptcy

If you do not qualify for a Chapter 7 or if you are facing a foreclosure or repossession, a Chapter 13 will allow you to restructure debts and receive a discharge of any remaining debts. Chapter 13 has many advantages of Chapter 7.

Business Bankruptcy

Businesses can file bankruptcy in order to cease operations and liquidate or restructure their debts to continue operating. Business owners can also file bankruptcy when their liability on debts is holding the business back.

What our Orange County Clients have to say...

Federal Law in Newport Beach

Why it matters where you live...

The Bankruptcy Code is federal law which is applied uniformly throughout the United States. So why would it be different for someone who lives in Newport Beach?

The Bankruptcy Code can be thought of as a sponge that soaks up other laws to fill in the holes. For instance, the Bankruptcy Code states that all property that a person owns can become property of the bankruptcy estate. However, “property” and “ownership” are not defined in the Bankruptcy Code, so state law is used to determine these property rights. Another very important aspect of where the Bankruptcy Code can be different depending on where you live or have lived is exemptions.

A person filing in California will either use California’s own exemptions, the state exemptions of where they previously lived, or the federal exemptions provided in the Bankruptcy Code. The effect of this can be major – For example, the California homestead exemption is $300,000 to $600,000, whereas the homestead exemption in other states is as little as $0. The homestead exemption for Newport Beach residents is currently $600,000.

Not only is California law applicable, but also city-level local policy, regulations, and property values play an important role in your bankruptcy case. For example, if the home values in Newport Beach are increasing or decreasing, this would play a major factor in whether the trustee would seek to liquidate the property.

Heston & Heston has had the pleasure of representing many of Newport Beach’s residents who have filed bankruptcy.

Contact us for a free consultation today

Newport Beach zip codes: 92603, 92625, 92657, 92659, 92661, 92663, 92617, 92651, 92658, 92660, 92662