Loma Linda
Bankruptcy Attorneys

Bankruptcy Attorneys serving Loma Linda

Loma Linda residents who are looking to file bankruptcy can rely on the attorneys at Heston & Heston to help you get out of debt, avoid foreclosure, repossession, and all other creditor collection tactics.

Address:

3610 Central Ave, Suite 400
Riverside, CA 92506

Phone:

951-290-2827

About Loma Linda

Loma Linda (“Beautiful Hill”), originally known as “Mound City,” has a history of being a health-conscious community. The Seventh-day Adventist Church purchased the Loma Linda Resort hotel from a group of businessmen and physicians from Los Angeles hospitals and converted it into the Loma Linda Sanitarium in 1905. The Sanitarium eventually became a full-service medical facility and medical college, the forerunners of the Loma Linda University and Medical Center. Loma Linda has been a national center of health and wellness research for decades. The tradition of promoting food health has continued over the years.

A prosperous city of 21,000, the city has some of the highest median incomes and highest average home prices in San Bernardino County.

Filing Bankruptcy
in Loma Linda

Every bankruptcy case is unique and depends on not just your financial circumstances, but also where you live and conditions in your community.

Our attorneys have practiced all over Southern California and are familiar with local factors and how trustees view these cases.

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Our bankruptcy services:

Chapter 7 Bankruptcy

For most people, a Chapter 7 will discharge all debts, not lose any property, and your case will last about 4 months. There are many other tools that can be utilized in a Chapter 7, such as lien avoidance are vehicle redemption.

Learn more

Chapter 13 Bankruptcy

If you do not qualify for a Chapter 7 or if you are facing a foreclosure or repossession, a Chapter 13 will allow you to restructure debts and receive a discharge of any remaining debts. Chapter 13 has many advantages of Chapter 7.

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Business Bankruptcy

Businesses can file bankruptcy in order to cease operations and liquidate or restructure their debts to continue operating. Business owners can also file bankruptcy when their liability on debts is holding the business back.

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What our Inland Empire Clients have to say...

Heston and Heston really helped me through my legal issues. I felt supported, seen, heard and taken care of. The process was seamless and I would recommend any family/friends who could benefit from legal help to consider Heston & Heston. Particularly, Ben Heston is a wonderful attorney who is respectful, knowledgeable, and dependable.

April M.

Ben was amazing in helping my wife and i decide the different options we had, he even went out of his way and reseached a huge amount of cases in regards to student loans and bankruptcy. Thanks for everything Ben!

Paul G.

Ben Heston, thank you for all you’ve done in assisting me with my bankruptcy. You made the the whole process go smoothly and efficiently. I’ve told my friends and family about my great experience and I’ll continue to do so.

KC W.

Ben and his team are the best. He made one of the most unfortunate times of my life ALOT easier to manage. He is always just a phone call or am email away. He treats his clients with so much respect. I can’t say enuff good things about him and his staff!!

Sherry R.

…

Where do I begin my praises for this company? Let us start from the beginning…. When my husband and I started to look for a Bankruptcy company that can help us, you can only imagine the shame and the anxiety of calling and talking to someone about very personal stuff. We called a couple of bankruptcy companies, some, we got their assistants, some said we would get a call back but, others we did and others never heard back. With Heston & Heston, I was actually surprised to get a call back from Ben Heston directly. He was so friendly and so inviting, that he made me feel really comfortable in sharing with him our situation. He took the time to listen, took notes and made me feel I had all the time in the world to talk to him. At that point, we had other calls that were rushed and felt so systematic. We did got calls back from other companies and after their evaluation they said, that we can file for Chapter 13 and not Chapter 7. With Ben, he evaluated our case and actually created and recommended different plans for us, pros and cons for each one. That was such a powerful thing to do as he gave us options that felt like we had control over. With his recommendation, we decided on waiting for a few months, just to make sure that we can file for Chapter 7, with no issues. If he didn’t do this, we may have just gone with other companies and accepted Chapter 13. It was a process for sure, but not once did we feel like we were by ourselves. Ben would personally reach out to us to give us updates on where we are at, assuring us that we were on the right track. One of the impressive things too, is that he didn’t charge us much, with the amount of work and follow ups that he did along with his team. Not to mention late night calls or early morning ones. What does that say? That he is really there to help, not just for money. But the biggest take away is that Ben Heston and his team, are just genuine people who just care. You can feel the love – at the lowest point of our financial life, we needed this, not just a lawyer to tell us what to do, but that love and understanding… Not once did we ever feel judged but rather we felt so supported along the way. We are happy to say that our case has been closed and we are so grateful and so very blessed that God has led us to Ben Heston and his team. We are recommending him to all of you who are out there trying to choose the right lawyer, you will be in great hands, that is a guarantee from a client. And we will continue to recommend him over and over. We are telling you, you will not regret it. Ben Heston and his team are just the best! Thank you, thank you, thank you Ben Heston and Team, you made a tremendous impact in our lives, we appreciate you!

Federal Law in Loma Linda

Why it matters where you live...

The Bankruptcy Code is federal law which is applied uniformly throughout the United States. So why would it be different for someone who lives in Loma Linda?

The Bankruptcy Code can be thought of as a sponge that soaks up other laws to fill in the holes. For instance, the Bankruptcy Code states that all property that a person owns can become property of the bankruptcy estate. However, “property” and “ownership” are not defined in the Bankruptcy Code, so state law is used to determine these property rights. Another very important aspect of where the Bankruptcy Code can be different depending on where you live or have lived is exemptions.

A person filing in California will either use California’s own exemptions, the state exemptions of where they previously lived, or the federal exemptions provided in the Bankruptcy Code. The effect of this can be major – For example, the California homestead exemption is $300,000 to $600,000, whereas the homestead exemption in other states is as little as $0. The homestead exemption for Loma Linda residents is currently at approximately $300,000.

Not only is California law applicable, but also city-level local policy, regulations, and property values play an important role in your bankruptcy case. For example, if the home values in Loma Linda are increasing or decreasing, this would play a major factor in whether the trustee would seek to liquidate the property.

Heston & Heston has had the pleasure of representing many of Loma Linda’s residents who have filed bankruptcy.

Loma Linda zip codes: 92318, 92324, 92350, 92354, 92357, 92373