Riverside - (951) 512-0199

Heston & Heston

Orange County - (949) 222-1041

Westminster
Bankruptcy Attorneys

Bankruptcy Attorneys serving Westminster

Westminster residents who are looking to file bankruptcy can rely on the attorneys at Heston & Heston to help you get out of debt, avoid foreclosure, repossession, and all other creditor collection tactics.

Westminster Bankruptcy Lawyer

Address:

19700 Fairchild Road, Suite 280
Irvine, CA 92612

Phone:

949-222-1041

About Westminster

This city of Westminster, California is located at the northwest end of Orange County. Incorporated in 1957, the city is bordered by Huntington Beach, Garden Grove, Seal Beach, and Fountain Valley. Westminster also surrounds most of the unincorporated area of Midway City.

Settling largely in an area now named Little Saigon, a large number of Vietnamese refugees came to the city in the 70s and 80s and established residency here. This prompted the construction and development of Southeast Asian businesses, restaurants, and professional services which not only added to the commercial base of the city but has become a popular tourist attraction.

Filing Bankruptcy
in Westminster

Every bankruptcy case is unique and depends on not just your financial circumstances, but also where you live and conditions in your community.

Our attorneys have practiced all over Southern California and are familiar with local factors and how trustees view these cases.

Book a consultation

Our bankruptcy services:

Chapter 7 Bankruptcy

For most people, a Chapter 7 will discharge all debts, not lose any property, and your case will last about 4 months. There are many other tools that can be utilized in a Chapter 7, such as lien avoidance are vehicle redemption.
Learn more

Chapter 13 Bankruptcy

If you do not qualify for a Chapter 7 or if you are facing a foreclosure or repossession, a Chapter 13 will allow you to restructure debts and receive a discharge of any remaining debts. Chapter 13 has many advantages of Chapter 7.
Learn more

Business Bankruptcy

Businesses can file bankruptcy in order to cease operations and liquidate or restructure their debts to continue operating. Business owners can also file bankruptcy when their liability on debts is holding the business back.
Learn more

What our Orange County Clients have to say...

Heston & Heston Attorney’s office is the BEST!! Everyone in the office is very helpful, their very professional, quick, they take care business with all quickness, the way they handle my concerns immediately & solved my problems; they are AWESOME AWESOME AWESOME!! I highly recommend Heston & Heston!!

Kimmee L.
Mrs. Heston has been by my side for over 5 years as I made my way through Chapter 13 Bankruptcy proceedings. As my life had ups and downs, she was there guiding me offering words of encouragement, answering questions, and providing the legal knowledge to help me stay on track. I was happy to complete all the necessary payments and received my discharge! I could not have done it without
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Diane

I am working with Mr. Richard Heston. I am extremely pleased with Mr. Heston and his work. Mr. Heston is intelligent and kind. He was on top of my case the evening I called. I would absolutely recommend Mr. Heston.

Sheri A.
Going through a separation and bankruptcy at the same time was very stressful for us. However, Mr. Heston and his staff handled our case so efficiently, courteously and perfectly, it relieved so much of the stress from the process. While a family breakup is never easy or optimal, at least at this point we can face our future with a fresh start and begin rebuilding. We received regular follow up
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Anonymous
I was referred to Mr. Heston when I had to file for bankruptcy. Mr. Heston took care to explain all steps, to prepare me for each part. Any questions I had were answered quickly and completely. Paralegal Elmer Blanco was always helpful and responded quickly to any questions I had. They worked closely and kept me informed of status of my case. Mr. Heston helped me not feel ashamed for
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Donna

I am working with Mr. Richard Heston. I am extremely pleased with Mr. Heston and his work. Mr. Heston is intelligent and kind. He was on top of my case the evening I called. I would absolutey recommend Mr. Heston.

Sheri A.
Mr. Richard Heston is a true professional Attorney with great integrity. He is very knowledgeable, honest and caring. He explained matters in terms I could understand. Mr. Heston was always there for me whenever I had a question throughout the bankruptcy process and so was his wonderful and patient Paralegal Mr. Elmer Blanco. They kept me well informed all the time. I can truly say that my expectations were well
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Anonymous
My Husband and I fell victims to the economy and finally were faced with the ugly prospect of having to file for bankruptcy. Richard came recommended to us and helped us through this difficult time with understanding and his vast expertise! My Husband and I have always prided ourselves on being decent, tax-payng Americans and when our small business failed after ten years we were ashamed and devastated. Richard was
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Anonymous

Halli went to bat for me against a hostile BK Trustee and Riverside CA bankruptcy Court system. She has done well under these circumstances and is a delight to work with personally.

Matt G.
Halli Heston was a tremendous help in my Chapter 13 filing. I felt comfortable with her from the very beginning in our initial meeting. I had a special situation in that I needed to follow the exemptions from another state that Ms. Heston was unfamiliar with. This did not stop her from doing the research necessary to get my filing correct. She does keep a small staff which has its
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Leif
My husband and I had first gone to a different attorney and the information she had given us didn’t sound right. We researched to find another attorney and the one that was highly recommended to us was Halli Heston. We found her to be everything we were looking for in an attorney. Smart, honest, nice, and “had all the right answers” to our questions. Always available when we had questions.
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Vicki
We came to Heston & Heston at one of the lowest points in our lives. We were out of options and felt like we had nowhere to go. From the very beginning Halli and her team made us feel welcome, and that there were more options ahead of us than we knew. By the end of that first appointment we had hope again. We had a very complicated situation which
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Tom M.
I worked with Mr. Richard Heston for my business and personal bankruptcy case. He was very knowledgeable about the process and genuinely helpful in making me understand the nature of the process. While it was extremely stressful to go through the bankruptcy process, having a knowledgeable and caring attorney like Mr. Heston made it better for me and my family. Mr. Heston would take time to address all my questions
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Anonymous
Hiring Hailli was truly the best decision I made and in turn I achieved the best possible outcome available to me. From the beginning, I felt my relationship with Hailli was that of a personal one and when it was time to get to business Hailli did nothing short of quite literally, getting things done. Both she and her assistant Yani always made themselves available to me and were very
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Darin M.

Heston and heston came highly recommended and we’re thorough and have compassion toward their clients circumstances They work hard for their clients and pay attention to details and are àble to work through issues and roadblocks I highly recommend their services

Wayne M.
was referred to Halli Heston, from the O.C. Bar Association. They told me that Halli was a terrific attorney, and that I would be satisfied. Not only was I satisfied, Halli was exceptionally professional, and fully represented me in court. I appreciate everything that she has done for me, and her staff is friendly, and very professional too. They kept me up to date on the proceedings, and also reminded
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Robert

I hired Richard to file bankruptcy for me. Needless to say I was embarrassed and disappointed in myself for letting my finances get out of hand. Richard was not only reassuring, he explained everything in black and white. The whole process was painless and in less than a few months, I had a new start again. I would recommend him to anyone looking for BK counsel.

Anonymous

Halli was thorough, kind, and very knowledgeable. She provided excellent advice that allowed me to make some key decisions and was always efficient in responding to my needs.

David
I am giving a positive review for our chosen Lawyer Richard Heston and his staff who advised us with our decision on bankruptcy. Mr. Heston presented all the options that were available to us if we decided to enter into the bankruptcy process, he answered all our questions in regards to our financial situation, even though it was a difficult decision we decided to proceed with bankruptcy. Mr. Heston and
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Robert

Mr. Heston and his staff, specifically Elmer Blanco had been very helpful throughout this stressful bankruptcy process. They are professional in handling my case, especially at times when I am getting emotionally stressed out about it. I felt relieved when my case was over and I highly recommend Atty. Richard Heston and Elmer Blanco if you are need of professional and personable support with regards to your bankruptcy case.

Chona

After researching for attorneys online, I am so happy that I came across Halli Heston. Since contacting her, she and her team have been nothing but prompt, knowledgeable and professional. Filing for bankruptcy can be an extremely stressful process, but Halli made it easy to navigate. I only wish I had found her sooner.

Anonymous
I am a U.S. Citizen and I was a victim of marriage fraud. I married a girl from India, sponsored her to U.S. When she received her Green Card, she left me and filled for a divorce. I was heartbroken, emotional, shocked and surprised. I wanted to fight the case and I wanted annulment based on Fraud. I was having very hard time finding attorneys who have the knowledge of
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Dinesh

Mr. Heston is incredibly knowledgeable in the area of bankruptcy law and provided very constructive and useful information to us. He was very professional yet personable and definitely provided us with high-quality service. I would highly recommend him and don’t think any other lawyer would have provided such great advice and help. He is also very well known in Orange County and highly regarded.

Anonymous
I could not have asked for a better attorney to handle my bankruptcy. Mr Heston is knowledgeable and an expert at what he does. Most impressive for me was his kindness and compassion. He cares about his clients and people in general. My case involved a vindictive ex and Mr. Heston’s kindness and calming manner helped put me at ease. Very grateful for his expertise and kindness during a not
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Anonymous

I have only good things to say about the experience I had with Mr. Heston and his staff from the first appointment to the court appearance. Everyone was very helpful and considerate as well as professional. At this stage of my life, and financial predicament; the pro bono help was a blessing.

Anonymous

Richard and his team were extremely helpful throughout the BK process. Richard Heston answered all of my many questions and was generous with his time. His staff is well organized, which made a difficult process relatively simple. My bankruptcy was due to a business failure. Heston and Heston helped me understand the personal and business issues both pre and post bankruptcy.

K.B.

I am just finishing my case handled by Halli Heston’ She is excellent! From my first meeting when she explained what was involved until the case was over Ms. Heston kept us fully informed as well as telling us what would happen next. She was also excellent in returning calls with the answer to our questions. Ms. Heston, in my opinion, is an excellent attorney and I would recommend her!

George

Halli was very professional, helpful and a very nice person to speak with regarding my bankruptcy. Everything flowed nicely and put my worries to rest. Would definitely recommend her.

Anonymous
I am a disabled Veteran . I decided to start a restaurant business. i tried it for one and a half years. I didn’t see any hope and it was taking away my all money and time . We were going through very difficult time and it started effecting my personal finances. I was stress full and contacted the Heston Law firm for help. He helped me with the Chapter
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Victor
When a person looks at Wikipedia for the definition of Friend they don’t normally see Attorney or ESQ there in the definition but we want to thank you, Friend. Five + years ago we could not see daylight any longer. We had liquidated assets, savings, retirement and ran up debt just trying to preserve the shelter over our heads. We had leveraged our line of credit in a dark attempt
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Dennis & Susie

Richard and Staff were top-notch through the bankruptcy process. My sincere thanks to you all!!

Tammy

Richard & Halli Heston did a great job on our complicated bankruptcy. This firm has excellent customer service, detailed follow-up and best of all, always returned our calls and emails. I highly recommend this firm!

Liza
Hiring Halli was truly the best decision I made and in turn I achieved the best possible outcome available to me. From the beginning, I felt my relationship with Halli was that of a personal one and when it was time to get to business Halli did nothing short of quite literally, getting things done. Both she and her assistant Yani always made themselves available to me and were very
…

Darin M.

We talked to about 3 lawyers and Halli impressed us the most. With 30+ years of experience, she is the most knowledgeable. She also took us out of a lien which was our main concern. Halli returns calls promptly and is a good listener. I would recommend her, she can handle difficult cases.

Christine O.

Hali was very clear and through in explaining the procedure to file. She kept a open line of communication and answered our questions promptly. she was recommended to us by another lawyer and the fee was very reasonable. Respectfully , Mr & Mrs R Barlow

Mr. & Mrs. Barlow
Back in 2000 when we were looking for a lawyer to assist us on finding relief from our financial problems through legal process, we were genuinely so lost and so confused struggling about personal doubts, question of trust and worried of being mislead. At the time, there were no easily available online reviews. All we found was advertising of lawyers with their own words of assurances, guaranties and how good
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Rudy A.

From the beginning of my first phone call I was very impressed with Halli. Our first meeting put us at ease and feeling very comfortable and in good hands. The process was completed in a timely manner and pursuant to the courts. Phone calls were always answered or promptly returned, payments were accepted. Staff was, as well, professional and helpful. They are awesome! We definitely recommend their services.

Irma K.

Halli and her team were and are fantastic. In a critical time of our lives, filing Bankruptcy, Halli and her team were sensitive to our needs and emotions. Answered questions that may have seemed petty with respect and dignity. The handling of the case and helping us to keep our vehicles meant alot. Thank you Halli Heston and the team at Heston and Heston. Sincerely, Al and Pam T.

Albert T.
We researched attorneys online and came across Halli Heston’s Bio and knew she was the one we wanted to help us.. She is a terrific attorney and we were satisfied from the first day we met with her at her office. She is knowledgeable, prompt and professional. Halli and her staff have been able to answer our questions in a timely manner. The whole process for filling bankruptcy was stressful
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Mike

You know that feeling when you finally feel like you have someone powerful and knowledgeable on your side? Well; that is how I have felt over the years having Heston & Heston assist me with certain legal matters. It’s an immediate stress relief. They are truly professional and very quick to respond. Very reasonable fees as well.

Dean G.

High praise for Halli Heston and staff for managing my Chapter 13. From beginning to end, Mrs, Heston took charge, and communicated clearly and timely. I appreciated the compassionate advice, and continued support throughout the 3 years in took to discharge within the one time fee. Thank you

SMH

I meet Richard in 2010 to help me with my case. From our 1st meeting he explained the whole process to me in a way that was easy to understand. If I had questions after hours he was available and always returned my calls. Very trustworthy and knowledgeable I would use him again if I had to.

Chris
Mr.Heston helped me my bankruptcy case. He is very kind and think about my situation. I remember after first meeting, he gave me helpful and kind words. I couldn’t hold my tears because all the stress I had to deal with by myself was killing me at the time. He is very professional also knowledge is excellent. Thank you, Mr.Heston! Also, Paralegal, Mr Blanco helped me all paperwork that I
…

Anonymous

Richard and his staff are extremely responsive and knowledgeable about all BK matters. I had a complicated case due to a messy divorce and I was skillfully guided through the process. Richard always took the time to thoroughly explain everything that was required and everything that was necessary for a successful discharge. I would highly recommend his team for any type of BK issues.

Anonymous
Ms. Heston was referred to me by another attorney that I respect, so I was expecting a lot. And did she ever deliver! This was a very stressful time for me, and I was going through it by myself. I wouldn’t say I needed a lot of hand holding, but…. well, OK, I did need a lot of hand holding. I didn’t know or understand the process or what I
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Colleen

Richard handled my every legal need with professionalism and integrity. I at all times felt that I was in the hands of someone who knew exactly what to do. Richard is professional, trustworthy, and compassionate. I had to go thru three attorneys before I found Richard and he made sense of all that had gone wrong up to that point.

Anonymous

I had a great experience with Heston & Heston who helped me with my bankruptcy.  I worked with Hallie and she was so helpful and made everything so easy for me.  I would definitely recommend.

Stacey I.
Mr Heston made us feel relaxed from the moment we met him. I was embarrased to be there to ask about and file bankruptcy. Mr Heston really took the time to fully explain every step to us. He also helped relieve the fear of doing all this, and really helped us see that we are not alone. He was responsive when we called or sent emails. The entire staff, especially
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Michael
I am going through a very litigious divorce that will leave me destitute. I went to see Mr. Heston to see what I needed to do to protect myself. He spent over 2 hours with me explaining in detail all my options regarding bankruptcy, lawyer liens and my legal rights. I found him to be patient, thorough and knowledgeable. I highly recommend him to anyone who is going through financial
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Lola
Mr. Heston is real! A kind person who thinks about you, the person and then your situation and how he can help as professional bankruptcy attorney. He was willing to take my case even after I expressed my current financial situation and provided me the best option to take, with what I had to work with- both with my case and financially. My initial consult was at no charge. I
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Anonymous
Halli was very compassionate and set both my wife and I at ease at a very difficult time for us. She was very knowledgeable and able to make the process easy for us to complete. Although we are not close friends, both my wife and I feel like we have gained a friend in just working with her. If there is any other legal work that she does that we
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Richard
Mr. Heston and staff have to be as good as it gets. Without going into details  about the almost yearlong battle he is still engaging for me, I want to say that he is pulling in resources, favors, and strategies that have to be far beyond what one would expect. This can only be attributable to the fact that he is conscientious and truly cares that the debtor is given
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Bob Z.
We got Mr. Heston’s phone number through Lawyer’s Referral and made an appointment with his office. He called us directly and asked us to send all the pertinent paperwork before the meeting so he can review it. At the day of the meeting, although we had a one-hour free consultation, Mr. Heston did not stop at the hour and explained/discussed our case thoroughly. He was both a nice person and
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Nushin A.

Federal Law in Westminster

Why it matters where you live...

The Bankruptcy Code is federal law which is applied uniformly throughout the United States. So why would it be different for someone who lives in Westminster?

The Bankruptcy Code can be thought of as a sponge that soaks up other laws to fill in the holes. For instance, the Bankruptcy Code states that all property that a person owns can become property of the bankruptcy estate. However, “property” and “ownership” are not defined in the Bankruptcy Code, so state law is used to determine these property rights. Another very important aspect of where the Bankruptcy Code can be different depending on where you live or have lived is exemptions.

A person filing in California will either use California’s own exemptions, the state exemptions of where they previously lived, or the federal exemptions provided in the Bankruptcy Code. The effect of this can be major – For example, the California homestead exemption is $300,000 to $600,000, whereas the homestead exemption in other states is as little as $0. The homestead exemption for Westminster residents is currently $600,000.

Not only is California law applicable, but also city-level local policy, regulations, and property values play an important role in your bankruptcy case. For example, if the home values in Westminster are increasing or decreasing, this would play a major factor in whether the trustee would seek to liquidate the property.

Heston & Heston has had the pleasure of representing many of Westminster’s residents who have filed bankruptcy.

Contact us for a free consultation today

Westminster zip codes: 92655, 92683, 92684, 92685, 92844

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Heston & Heston

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. 11 U.S.C. §528(a)(4)

Heston & Heston Ⓒ 2021

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